The first phase of AI is the democratization of expertise.
The second phase will be a set of apps that encapsulate the implementation of the expertise.
If you want to create an app for managing a family reunion, there will be a set of apps/agents that will do the implementation. You describe what you want and the AI will create and implement the app and associated agents.
Just by talking to AI, you will be able to create an app that all your family members use, that has a set of features to run a reunion, capture pictures, send emails, etcetera. No coding, no running, just interacting with an AI.
You have the idea, AI creates and implements.
Implementation is a skill that AI will democratize. Skill is the idea and the initiation